Medicare in ZIP Code
45249
—
Cincinnati
14219
Population
39.2692
Latitude
-84.3307
Longitude
Demographic Data
ZIP code 45249 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 14,219 and a median age of 39.6. This is a urban community where 21.2% of residents are 65 or older (approximately 3,009 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 73.4% White, 2.9% Black/African American, 8.6% Hispanic/Latino, 11.9% Asian. The community is highly educated, with 70.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $107,227, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.5%. The unemployment rate is 2.5%. The median home value is $484,500 and median monthly rent is $1,476. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.