Medicare in ZIP Code 

45244

 — 

County: 
Urban

28720

Population

39.1191

Latitude

-84.351

Longitude

Demographic Data

ZIP code 45244 is located in Clermont County, Ohio, centered near Cincinnati, with a total population of 28,720 and a median age of 40.1. This is a urban community where 15.7% of residents are 65 or older (approximately 4,523 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 90.3% White, 2.9% Black/African American, 3.1% Hispanic/Latino, 1.7% Asian. The community is highly educated, with 52.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $108,413, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 7.5%. The unemployment rate is 3.2%. The median home value is $346,100 and median monthly rent is $1,075. Medicare beneficiaries in Clermont County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45244

404
404

Cities Near 

45244

404

Frequently Asked Medicare Questions