Medicare in ZIP Code
45242
—
Cincinnati
22253
Population
39.2447
Latitude
-84.3455
Longitude
Demographic Data
ZIP code 45242 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 22,253 and a median age of 41.6. This is a urban community where 19.0% of residents are 65 or older (approximately 4,225 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 76.9% White, 6.5% Black/African American, 6.0% Hispanic/Latino, 8.6% Asian. The community is highly educated, with 70.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $120,869, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.8%. The unemployment rate is 3.3%. The median home value is $421,200 and median monthly rent is $1,781. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.