Medicare in ZIP Code
45240
—
Cincinnati
29453
Population
39.2851
Latitude
-84.5288
Longitude
Demographic Data
ZIP code 45240 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 29,453 and a median age of 36.6. This is a urban community where 16.5% of residents are 65 or older (approximately 4,870 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 28.4% White, 59.0% Black/African American, 8.5% Hispanic/Latino, 3.7% Asian. About 31.5% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $66,918, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 16.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.4%. The median home value is $176,600 and median monthly rent is $1,187. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.