Medicare in ZIP Code
45239
—
Cincinnati
29035
Population
39.2045
Latitude
-84.5799
Longitude
Demographic Data
ZIP code 45239 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 29,035 and a median age of 33.5. This is a urban community where 12.6% of residents are 65 or older (approximately 3,653 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 50.9% White, 36.2% Black/African American, 4.1% Hispanic/Latino, 4.0% Asian. About 26.3% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $58,276, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 15.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.8%. The median home value is $155,500 and median monthly rent is $949. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.