Medicare in ZIP Code
45238
—
Cincinnati
48936
Population
39.1092
Latitude
-84.6108
Longitude
Demographic Data
ZIP code 45238 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 48,936 and a median age of 35.1. This is a urban community where 14.2% of residents are 65 or older (approximately 6,968 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 65.1% White, 27.5% Black/African American, 2.6% Hispanic/Latino. About 26.7% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $64,672, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.7%. The unemployment rate is 3.7%. The median home value is $168,800 and median monthly rent is $913. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.