Medicare in ZIP Code
45236
—
Cincinnati
24648
Population
39.21
Latitude
-84.395
Longitude
Demographic Data
ZIP code 45236 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 24,648 and a median age of 41.1. This is a urban community where 21.9% of residents are 65 or older (approximately 5,391 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 76.1% White, 11.6% Black/African American, 3.8% Hispanic/Latino, 5.3% Asian. The community is highly educated, with 50.8% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $81,990, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.3%. The unemployment rate is 3.8%. The median home value is $218,900 and median monthly rent is $1,155. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.