Medicare in ZIP Code
45233
—
Cincinnati
15362
Population
39.111
Latitude
-84.6594
Longitude
Demographic Data
ZIP code 45233 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 15,362 and a median age of 43.6. This is a urban community where 19.4% of residents are 65 or older (approximately 2,977 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.1% White, 4.4% Black/African American. The community is highly educated, with 42.7% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $110,408, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.2%. The unemployment rate is 3.0%. The median home value is $270,900 and median monthly rent is $870. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.