Medicare in ZIP Code
45232
—
Cincinnati
7257
Population
39.1859
Latitude
-84.5141
Longitude
Demographic Data
ZIP code 45232 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 7,257 and a median age of 26.2. This is a urban community where 5.0% of the population is 65 or older (approximately 361 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 18.8% White, 66.9% Black/African American, 6.3% Hispanic/Latino. Approximately 15.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $25,232, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 42.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 20.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $122,500 and median monthly rent is $605. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.