Medicare in ZIP Code
45230
—
Cincinnati
26923
Population
39.0713
Latitude
-84.3758
Longitude
Demographic Data
ZIP code 45230 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 26,923 and a median age of 39.9. This is a urban community where 16.2% of residents are 65 or older (approximately 4,355 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 87.6% White, 3.9% Black/African American, 3.9% Hispanic/Latino, 1.3% Asian. The community is highly educated, with 54.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $87,100, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.0%. The unemployment rate is 4.4%. The median home value is $237,200 and median monthly rent is $962. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.