Medicare in ZIP Code
45229
—
Cincinnati
14000
Population
39.149
Latitude
-84.4892
Longitude
Demographic Data
ZIP code 45229 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 14,000 and a median age of 37.9. This is a urban community where 19.5% of residents are 65 or older (approximately 2,734 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 27.5% White, 65.1% Black/African American, 4.3% Hispanic/Latino, 1.1% Asian. About 30.8% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $30,829, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 40.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 12.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $316,000 and median monthly rent is $831. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.