Medicare in ZIP Code
45227
—
Cincinnati
18653
Population
39.1539
Latitude
-84.3854
Longitude
Demographic Data
ZIP code 45227 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 18,653 and a median age of 36.2. This is a urban community where 17.4% of residents are 65 or older (approximately 3,240 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 72.6% White, 20.8% Black/African American, 2.1% Hispanic/Latino, 1.5% Asian. The community is highly educated, with 53.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $70,614, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.5%. The unemployment rate is 4.3%. The median home value is $256,400 and median monthly rent is $1,220. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.