Medicare in ZIP Code
45226
—
Cincinnati
5962
Population
39.1174
Latitude
-84.4312
Longitude
Demographic Data
ZIP code 45226 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 5,962 and a median age of 35.0. This is a urban community where 13.1% of residents are 65 or older (approximately 783 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 86.1% White, 2.0% Black/African American, 4.8% Hispanic/Latino, 2.2% Asian. The community is highly educated, with 73.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $100,320, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.8%. The unemployment rate is 1.7%. The median home value is $387,200 and median monthly rent is $1,244. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.