Medicare in ZIP Code
45224
—
Cincinnati
22186
Population
39.1991
Latitude
-84.5251
Longitude
Demographic Data
ZIP code 45224 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 22,186 and a median age of 42.0. This is a urban community where 19.9% of residents are 65 or older (approximately 4,413 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 37.8% White, 51.6% Black/African American, 5.0% Hispanic/Latino. About 34.1% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $57,754, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 17.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.1% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $174,400 and median monthly rent is $895. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.