Medicare in ZIP Code
45223
—
Cincinnati
13049
Population
39.1696
Latitude
-84.5478
Longitude
Demographic Data
ZIP code 45223 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 13,049 and a median age of 38.3. This is a urban community where 10.6% of the population is 65 or older (approximately 1,380 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 53.1% White, 33.0% Black/African American, 5.8% Hispanic/Latino, 1.3% Asian. The community is highly educated, with 43.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $46,930, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 26.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 9.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $203,800 and median monthly rent is $914. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.