Medicare in ZIP Code
45220
—
Cincinnati
14636
Population
39.1432
Latitude
-84.5217
Longitude
Demographic Data
ZIP code 45220 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 14,636 and a median age of 27.7. This is a urban community where 10.8% of the population is 65 or older (approximately 1,579 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 61.8% White, 20.0% Black/African American, 3.9% Hispanic/Latino, 14.0% Asian. The community is highly educated, with 63.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $51,404, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 23.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 3.9%. The median home value is $385,200 and median monthly rent is $954. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.