Medicare in ZIP Code
45214
—
Cincinnati
9077
Population
39.1219
Latitude
-84.5506
Longitude
Demographic Data
ZIP code 45214 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 9,077 and a median age of 31.3. This is a urban community where 11.5% of the population is 65 or older (approximately 1,042 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 28.2% White, 63.1% Black/African American, 3.4% Hispanic/Latino. Approximately 22.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $26,348, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 44.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 11.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $102,000 and median monthly rent is $762. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.