Medicare in ZIP Code
45206
—
Cincinnati
10387
Population
39.1269
Latitude
-84.4853
Longitude
Demographic Data
ZIP code 45206 is located in Hamilton County, Ohio, centered near Cincinnati, with a total population of 10,387 and a median age of 37.4. This is a urban community where 19.4% of residents are 65 or older (approximately 2,019 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 50.6% White, 37.4% Black/African American, 3.5% Hispanic/Latino, 3.5% Asian. The community is highly educated, with 49.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $51,128, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 22.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 2.4%. The median home value is $269,900 and median monthly rent is $849. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.