Medicare in ZIP Code
45174
—
Terrace Park
2294
Population
39.1602
Latitude
-84.3098
Longitude
Demographic Data
ZIP code 45174 is located in Hamilton County, Ohio, centered near Terrace Park, with a total population of 2,294 and a median age of 38.5. This is a urban community where 11.8% of the population is 65 or older (approximately 270 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 91.0% White, 5.4% Hispanic/Latino. The community is highly educated, with 85.8% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $205,795, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.0%. The unemployment rate is 3.5%. The median home value is $581,000 and median monthly rent is $3,021. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.