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ZIP code 45150 is located in Clermont County, Ohio, centered near Milford, with a total population of 33,342 and a median age of 44.0. This is a urban community where 21.7% of residents are 65 or older (approximately 7,235 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.5% White, 1.9% Black/African American, 2.0% Hispanic/Latino, 1.2% Asian. The community is highly educated, with 41.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $91,780, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.4%. The unemployment rate is 3.4%. The median home value is $267,900 and median monthly rent is $1,033. Medicare beneficiaries in Clermont County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.