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Ohio
45140

Medicare in ZIP Code 

45140

 — 

County: 
Urban

56854

Population

39.2445

Latitude

-84.2588

Longitude

Demographic Data

ZIP code 45140 is located in Clermont County, Ohio, centered near Loveland, with a total population of 56,854 and a median age of 40.3. This is a urban community where 16.3% of residents are 65 or older (approximately 9,272 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 87.6% White, 1.8% Black/African American, 4.1% Hispanic/Latino, 4.0% Asian. The community is highly educated, with 52.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $110,781, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.0%. The unemployment rate is 3.1%. The median home value is $340,800 and median monthly rent is $1,379. Medicare beneficiaries in Clermont County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45140

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Cities Near 

45140

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Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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