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Ohio
45068

Medicare in ZIP Code 

45068

 — 

County: 
Suburban

11606

Population

39.5285

Latitude

-84.0815

Longitude

Demographic Data

ZIP code 45068 is located in Clinton County, Ohio, centered near Waynesville, with a total population of 11,606 and a median age of 45.0. This is a suburban community where 18.9% of residents are 65 or older (approximately 2,189 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.2% White, 3.7% Hispanic/Latino, 3.1% Asian. The community is highly educated, with 43.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $95,040, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.8%. The unemployment rate is 5.5%. The median home value is $325,000 and median monthly rent is $1,252. Medicare beneficiaries in Clinton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45068

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Cities Near 

45068

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Frequently Asked Medicare Questions

Does selling a house, Roth conversion, or taking RMDs affect IRMAA?

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Facility data sourced from CMS medicare.gov.
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Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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