Medicare in ZIP Code
45066
—
Springboro
26663
Population
39.563
Latitude
-84.2288
Longitude
Demographic Data
ZIP code 45066 is located in Montgomery County, Ohio, centered near Springboro, with a total population of 26,663 and a median age of 37.9. This is a urban community where 16.5% of residents are 65 or older (approximately 4,407 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 87.4% White, 2.1% Black/African American, 4.0% Hispanic/Latino, 2.9% Asian. The community is highly educated, with 56.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $122,208, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.9%. The unemployment rate is 3.2%. The median home value is $362,500 and median monthly rent is $1,387. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.