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Ohio
45065

Medicare in ZIP Code 

45065

 — 

County: 
Urban

6938

Population

39.3715

Latitude

-84.2108

Longitude

Demographic Data

ZIP code 45065 is located in Warren County, Ohio, centered near South Lebanon, with a total population of 6,938 and a median age of 34.8. This is a urban community where 9.6% of the population is 65 or older (approximately 663 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 78.8% White, 2.3% Black/African American, 2.4% Hispanic/Latino, 2.1% Asian. The community is highly educated, with 45.8% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $107,222, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.1%. The unemployment rate of 12.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $313,100 and median monthly rent is $1,011. Medicare beneficiaries in Warren County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

45065

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Cities Near 

45065

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