Medicare in ZIP Code
45056
—
Oxford
27598
Population
39.507
Latitude
-84.7452
Longitude
Demographic Data
ZIP code 45056 is located in Butler County, Ohio, centered near Oxford, with a total population of 27,598 and a median age of 21.6. This is a urban community where 11.1% of the population is 65 or older (approximately 3,053 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 82.6% White, 3.9% Black/African American, 3.2% Hispanic/Latino, 6.6% Asian. The community is highly educated, with 54.2% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $53,413, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 35.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 10.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $247,700 and median monthly rent is $1,004. Medicare beneficiaries in Butler County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.