Medicare in ZIP Code
45051
—
Cleves
361
Population
39.0965
Latitude
-84.6431
Longitude
Demographic Data
ZIP code 45051 is located in Hamilton County, Ohio, with a total population of 361 and a median age of 74.8. This is a urban community with a notably high senior population — 57.9% of residents are 65 or older (approximately 209 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 86.4% White, 10.0% Black/African American, 3.6% Asian. About 37.9% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $63,523, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 51.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.