Medicare in ZIP Code
45050
—
Monroe
12162
Population
39.4413
Latitude
-84.3652
Longitude
Demographic Data
ZIP code 45050 is located in Butler County, Ohio, centered near Monroe, with a total population of 12,162 and a median age of 36.3. This is a urban community where 14.2% of residents are 65 or older (approximately 1,723 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 83.4% White, 4.7% Black/African American, 4.3% Hispanic/Latino, 2.4% Asian. The community is highly educated, with 41.8% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $104,519, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.1%. The unemployment rate is 2.7%. The median home value is $273,800 and median monthly rent is $1,519. Medicare beneficiaries in Butler County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.