Medicare in ZIP Code
45039
—
28958
Population
39.317
Latitude
-84.2438
Longitude
Demographic Data
ZIP code 45039 is located in Warren County, Ohio, centered near Maineville, with a total population of 28,958 and a median age of 40.1. This is a urban community where 16.1% of residents are 65 or older (approximately 4,665 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 89.1% White, 1.8% Black/African American, 5.0% Hispanic/Latino, 3.3% Asian. The community is highly educated, with 52.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $111,774, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.8%. The unemployment rate is 1.2%. The median home value is $294,100 and median monthly rent is $1,554. Medicare beneficiaries in Warren County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
45039
Cities Near
45039