Medicare in ZIP Code
45005
—
Carlisle
31906
Population
39.5357
Latitude
-84.303
Longitude
Demographic Data
ZIP code 45005 is located in Montgomery County, Ohio, centered near Carlisle, with a total population of 31,906 and a median age of 40.0. This is a urban community where 16.7% of residents are 65 or older (approximately 5,340 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 90.2% White, 3.1% Hispanic/Latino, 2.9% Asian. Approximately 18.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $74,239, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.8%. The unemployment rate is 3.5%. The median home value is $201,200 and median monthly rent is $1,005. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.