Medicare in ZIP Code
45001
—
Cleves
863
Population
39.1374
Latitude
-84.7096
Longitude
Demographic Data
ZIP code 45001 is located in Hamilton County, Ohio, with a total population of 863 and a median age of 29.0. This is a urban community where 14.5% of residents are 65 or older (approximately 125 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 74.9% White, 16.8% Black/African American. Approximately 7.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $44,861, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 34.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.1%. The median home value is $122,200 and median monthly rent is $836. Medicare beneficiaries in Hamilton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.