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ZIP code 44840 is located in Ashland County, Ohio, centered near Loudonville, with a total population of 3,415 and a median age of 40.9. This is a suburban community where 20.1% of residents are 65 or older (approximately 685 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 93.4% White, 1.3% Hispanic/Latino. Approximately 23.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $80,664, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.6%. The unemployment rate is 1.5%. The median home value is $214,400 and median monthly rent is $1,035. Medicare beneficiaries in Ashland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.