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ZIP code 44838 is located in Ashland County, Ohio, centered near Loudonville, with a total population of 214 and a median age of 31.0. This is a rural community where 14.0% of residents are 65 or older (approximately 30 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 97.7% White, 1.9% Black/African American, 6.1% Hispanic/Latino. Approximately 13.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $56,250, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 1.9%. The median home value is $136,500 and median monthly rent is $750. Medicare beneficiaries in Ashland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.