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ZIP code 44504 is located in Mahoning County, Ohio, centered near Youngstown, with a total population of 5,185 and a median age of 35.9. This is a urban community where 20.8% of residents are 65 or older (approximately 1,077 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 46.2% White, 39.6% Black/African American, 3.8% Hispanic/Latino, 5.0% Asian. About 27.0% of adults hold a bachelor's degree or higher.
The median household income is $40,156, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 27.6%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.1%. The median home value is $74,700 and median monthly rent is $770. Medicare beneficiaries in Mahoning County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.