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ZIP code 44420 is located in Trumbull County, Ohio, centered near Girard, with a total population of 15,066 and a median age of 39.1. This is a urban community where 17.9% of residents are 65 or older (approximately 2,697 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 91.1% White, 2.9% Black/African American, 3.3% Hispanic/Latino. Approximately 21.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $52,542, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 19.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 3.8%. The median home value is $115,000 and median monthly rent is $776. Medicare beneficiaries in Trumbull County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.