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ZIP code 44412 is located in Mahoning County, Ohio, centered near Craig Beach, with a total population of 3,073 and a median age of 45.9. This is a suburban community where 18.7% of residents are 65 or older (approximately 574 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.0% White, 3.1% Hispanic/Latino. Approximately 18.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $102,083, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.1%. The unemployment rate is 2.4%. The median home value is $251,600 and median monthly rent is $861. Medicare beneficiaries in Mahoning County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.