Medicare in ZIP Code
44275
—
Lodi
3190
Population
41.0983
Latitude
-82.0999
Longitude
Demographic Data
ZIP code 44275 is located in Lorain County, Ohio, with a total population of 3,190 and a median age of 46.7. This is a suburban community where 21.3% of residents are 65 or older (approximately 679 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.7% White, 3.0% Black/African American. Approximately 14.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $102,083, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.6%. The unemployment rate is 1.0%. The median home value is $250,000 and median monthly rent is $1,121. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.