Medicare in ZIP Code
44146
—
Bedford
29474
Population
41.3921
Latitude
-81.5232
Longitude
Demographic Data
ZIP code 44146 is located in Cuyahoga County, Ohio, centered near Bedford, with a total population of 29,474 and a median age of 44.3. This is a urban community where 21.3% of residents are 65 or older (approximately 6,277 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 33.7% White, 58.9% Black/African American, 3.4% Hispanic/Latino. Approximately 22.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $53,049, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.1%. The unemployment rate of 7.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $141,800 and median monthly rent is $1,000. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.