Medicare in ZIP Code
44145
—
Westlake
34036
Population
41.4535
Latitude
-81.9218
Longitude
Demographic Data
ZIP code 44145 is located in Cuyahoga County, Ohio, centered near Westlake, with a total population of 34,036 and a median age of 47.1. This is a urban community where 24.2% of residents are 65 or older (approximately 8,223 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 86.0% White, 2.0% Black/African American, 3.9% Hispanic/Latino, 6.8% Asian. The community is highly educated, with 58.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $110,101, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.1%. The unemployment rate is 3.3%. The median home value is $336,100 and median monthly rent is $1,480. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.