Medicare in ZIP Code
44138
—
Olmsted Falls
23129
Population
41.3734
Latitude
-81.9158
Longitude
Demographic Data
ZIP code 44138 is located in Cuyahoga County, Ohio, centered near Olmsted Falls, with a total population of 23,129 and a median age of 42.5. This is a urban community where 19.2% of residents are 65 or older (approximately 4,448 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 87.1% White, 3.0% Black/African American, 8.5% Hispanic/Latino, 1.8% Asian. The community is highly educated, with 44.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $93,877, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.6%. The unemployment rate is 2.7%. The median home value is $239,200 and median monthly rent is $1,210. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.