Medicare in ZIP Code
44131
—
Independence
20619
Population
41.3809
Latitude
-81.6642
Longitude
Demographic Data
ZIP code 44131 is located in Cuyahoga County, Ohio, centered near Independence, with a total population of 20,619 and a median age of 49.4. This is a urban community where 24.4% of residents are 65 or older (approximately 5,028 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.7% White, 1.3% Black/African American, 3.7% Hispanic/Latino, 3.3% Asian. About 39.9% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $98,838, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.6%. The unemployment rate is 2.6%. The median home value is $252,400 and median monthly rent is $1,512. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.