Medicare in ZIP Code
44122
—
Beachwood
36960
Population
41.4701
Latitude
-81.5232
Longitude
Demographic Data
ZIP code 44122 is located in Cuyahoga County, Ohio, centered near Beachwood, with a total population of 36,960 and a median age of 45.8. This is a urban community with a notably high senior population — 25.9% of residents are 65 or older (approximately 9,555 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 57.5% White, 29.3% Black/African American, 3.3% Hispanic/Latino, 6.1% Asian. The community is highly educated, with 61.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $97,469, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.8%. The unemployment rate is 6.8%. The median home value is $304,300 and median monthly rent is $1,509. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.