Medicare in ZIP Code
44120
—
Cleveland
34274
Population
41.4714
Latitude
-81.5839
Longitude
Demographic Data
ZIP code 44120 is located in Cuyahoga County, Ohio, centered near Cleveland, with a total population of 34,274 and a median age of 43.1. This is a urban community where 22.3% of residents are 65 or older (approximately 7,656 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 21.8% White, 68.3% Black/African American, 2.9% Hispanic/Latino, 2.2% Asian. About 37.4% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $46,326, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 24.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 10.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $115,700 and median monthly rent is $890. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.