Medicare in ZIP Code
44118
—
Cleveland
40389
Population
41.5008
Latitude
-81.5516
Longitude
Demographic Data
ZIP code 44118 is located in Cuyahoga County, Ohio, centered near Cleveland, with a total population of 40,389 and a median age of 33.9. This is a urban community where 15.6% of residents are 65 or older (approximately 6,301 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 57.9% White, 33.6% Black/African American, 2.1% Hispanic/Latino, 3.1% Asian. The community is highly educated, with 61.2% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $76,328, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 15.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $205,600 and median monthly rent is $1,195. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.