Medicare in ZIP Code
44116
—
Rocky River
21527
Population
41.4694
Latitude
-81.8512
Longitude
Demographic Data
ZIP code 44116 is located in Cuyahoga County, Ohio, centered near Rocky River, with a total population of 21,527 and a median age of 43.4. This is a urban community where 24.1% of residents are 65 or older (approximately 5,181 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.6% White, 2.0% Black/African American, 2.2% Hispanic/Latino, 2.3% Asian. The community is highly educated, with 63.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $93,532, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.1%. The unemployment rate is 2.3%. The median home value is $327,600 and median monthly rent is $1,146. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.