Medicare in ZIP Code
44106
—
Cleveland
24704
Population
41.5084
Latitude
-81.6076
Longitude
Demographic Data
ZIP code 44106 is located in Cuyahoga County, Ohio, centered near Cleveland, with a total population of 24,704 and a median age of 30.8. This is a urban community where 17.7% of residents are 65 or older (approximately 4,380 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 40.1% White, 41.0% Black/African American, 4.0% Hispanic/Latino, 11.1% Asian. The community is highly educated, with 47.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $42,869, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 28.2%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $241,600 and median monthly rent is $1,024. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.