Medicare in ZIP Code
44103
—
Cleveland
13776
Population
41.5157
Latitude
-81.6405
Longitude
Demographic Data
ZIP code 44103 is located in Cuyahoga County, Ohio, centered near Cleveland, with a total population of 13,776 and a median age of 40.2. This is a urban community where 18.9% of residents are 65 or older (approximately 2,602 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 15.2% White, 73.1% Black/African American, 5.0% Hispanic/Latino, 2.3% Asian. Approximately 11.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $24,219, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 41.7%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 16.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $57,600 and median monthly rent is $720. Medicare beneficiaries in Cuyahoga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.