Medicare in ZIP Code
44095
—
Willowick
32508
Population
41.6587
Latitude
-81.4445
Longitude
Demographic Data
ZIP code 44095 is located in Lake County, Ohio, centered near Willowick, with a total population of 32,508 and a median age of 44.1. This is a urban community where 20.6% of residents are 65 or older (approximately 6,700 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.1% White, 5.7% Black/African American, 2.6% Hispanic/Latino. Approximately 24.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $69,778, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.5%. The unemployment rate is 4.9%. The median home value is $162,600 and median monthly rent is $985. Medicare beneficiaries in Lake County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.