Medicare in ZIP Code
44074
—
Oberlin
11684
Population
41.2899
Latitude
-82.2229
Longitude
Demographic Data
ZIP code 44074 is located in Lorain County, Ohio, centered near Oberlin, with a total population of 11,684 and a median age of 36.1. This is a urban community where 22.8% of residents are 65 or older (approximately 2,666 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 76.6% White, 9.1% Black/African American, 5.9% Hispanic/Latino, 2.8% Asian. The community is highly educated, with 42.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $73,697, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 13.4%. The unemployment rate is 5.0%. The median home value is $229,000 and median monthly rent is $943. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.