Medicare in ZIP Code
44055
—
Lorain
19870
Population
41.4361
Latitude
-82.135
Longitude
Demographic Data
ZIP code 44055 is located in Lorain County, Ohio, centered near Lorain, with a total population of 19,870 and a median age of 38.5. This is a urban community where 15.0% of residents are 65 or older (approximately 2,985 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 51.6% White, 14.1% Black/African American, 36.6% Hispanic/Latino. Approximately 9.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $36,603, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 31.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.5%. The median home value is $95,700 and median monthly rent is $848. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.