Medicare in ZIP Code
44054
—
Sheffield Lake
12733
Population
41.4823
Latitude
-82.0965
Longitude
Demographic Data
ZIP code 44054 is located in Lorain County, Ohio, centered near Sheffield Lake, with a total population of 12,733 and a median age of 45.8. This is a urban community where 22.1% of residents are 65 or older (approximately 2,813 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.1% White, 1.5% Black/African American, 6.3% Hispanic/Latino, 1.0% Asian. About 25.4% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $73,151, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.4%. The unemployment rate is 3.4%. The median home value is $177,600 and median monthly rent is $1,059. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.